Mid Market P&C Underwriter – New Business

About AXA: AXA is a global leader in insurance and financial services, dedicated to helping customers protect what matters most to them. As the sixth-largest insurance company in the world, we provide a wide range of services, including health, car, home, and business insurance. We support millions of customers worldwide, helping them navigate life's uncertainties with confidence. AXA Commercial protects businesses, from multinationals to micro start-ups, giving them the confidence to thrive. Job overview: Join our dynamic Glasgow team as a New Business P&C Underwriter and unlock an exciting career opportunity! As a vital part of our thriving success story, you'll work closely within our established team to shape the future of our mid-market commercial risks. Bring your expertise to the table as you craft innovative solutions, hit ambitious trading targets, and provide exceptional service to key brokers. If you're ready to make a real impact in a fast-paced, supportive environment, this is your chance to shine and grow with us! Key responsibilities:

• Underwrite new business profitably, accurately, and consistently, following established underwriting practices and utilising all available appetite tools.
• Gather comprehensive information, leverage knowledge of policy wordings and industry trends to assess risks, and determine suitable premiums based on precise technical pricing.
• Build credibility with brokers and customers through effective questioning, understanding their priorities, and designing tailored solutions that meet their needs.
• Develop strong relationships both internally and externally by taking ownership, responding promptly to broker demands, and keeping them informed of relevant activity.
• Maximise financial results and generate new business opportunities by building trading relationships through visits and calls with intermediaries.
• Establish yourself as a trading expert among intermediaries, enhancing confidence in the branch’s capabilities through interactions with the Underwriting Technical Centre.
• Contribute to loss ratio management by diligently applying branch underwriting controls and procedures.

Work arrangements: At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work at least three days a week (60%) away from home. Away from home means attending the office in Glasgow, visiting clients or attending industry events. We’re also happy to consider flexible working arrangements, which you can discuss with Talent Acquisition. Your skills & experience:

• Proven experience in decision making on a wide range of underwriting scenarios within a Commercial P&C environment.
• Sound understanding of the insurance market and processes across commercial lines insurance operations.
• Strong trading capability – commercial awareness, negotiation skills, ability to build strong broker relationships.
• Cert CII qualification with DIP CII desirable.
• Pragmatic decision making with good analytical and numerical reasoning skills.
• Experience of working in teams and a successful record of delivering results.

As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom. This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years. How to apply: To apply, click on the ‘apply now’ button, you’ll then need to log in or create a profile to submit your CV. We’re proud to be an Equal Opportunities Employer and don’t discriminate against employees or potential employees based on protected characteristics. If you have a long-term condition or disability and require adjustments during the application or interview process, we’re proud to offer access to the AXA Accessibility Concierge. For our support, please send an email to mel.ainscough@axa-insurance.co.uk.